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    • Home
    • Access
      • Checking Accounts
      • ELAN Mastercard
      • Online Banking
      • Savings Accounts
      • Share & Certificate Rates
      • Consumer Alerts
    • Borrow
      • Loan Rates
      • Promotions & Specials
      • Auto Loans
      • Personal Loans
    • Benefits
      • Carfax
      • Auto Deductible Coverage
      • Scholarships
      • Overdraft Protection
      • GAP Insurance
      • ATM Locations
      • Auto Breakdown Coverage
      • Matilda Automated Teller
    • Contact
  • Home
  • Access
    • Checking Accounts
    • ELAN Mastercard
    • Online Banking
    • Savings Accounts
    • Share & Certificate Rates
    • Consumer Alerts
  • Borrow
    • Loan Rates
    • Promotions & Specials
    • Auto Loans
    • Personal Loans
  • Benefits
    • Carfax
    • Auto Deductible Coverage
    • Scholarships
    • Overdraft Protection
    • GAP Insurance
    • ATM Locations
    • Auto Breakdown Coverage
    • Matilda Automated Teller
  • Contact

Overdraft Protection

Overdraft Protection

 

Oh no! Have you accidentally overdrawn your Credit Union checking account?


Everybody makes mistakes occasionally but this kind is costly. Overdraft protection helps you avoid the cost and embarrassment of a returned check. Overdraft protection covers overdrawn items.


With overdraft protection, the funds to cover your overdrawn item will automatically be deducted from your Share Savings account (but not from your original $25 share value).


You must have sufficient funds in your share savings


However, if you do not have available funds in your Share Savings account, the item will be returned. A $25 insufficient funds fee will be charged for each item being returned.

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United Credit Union

1900 W Broadway Council Bluffs, Iowa 51501

712.322.0841

Copyright © 2020 United Credit Union 

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