100% of Purchase Price
110% of Purchase Price
4 Years or Newer
5 Years to 20 Years
100% of Purchase Price
Low Retail Value
5 Years to 20 Years Old
1-60 Months
100% of Purchase Price
61-84 Months
100% of Purchase Price
Up to 60 Months
100% of Purchase Price
Low Retail Value
1-18 Months
10% Shares pledge on amount borrowed
19-36 months
10% Shares pledge on amount borrowed
80% loan to value
No account relationship discount
80% loan to value
No account relationship discount
80% loan to value
No account relationship discount
No account relationship discount
Above the current share rate. No certificate secured loan will be granted at a rate less than the established floor of 3%. No account relationship discount.
.25% off loan rate interest if member has good share draft account with 3 months history.
.25% off loan interest rate if you are a member in good standings for at least 3 years.
.50% off loan interest rate for repayment by direct deposit/allotment.
Maximum account relationship discount 1.00% off loan interest rate.
United Credit Union
1900 W Broadway Council Bluffs, Iowa 51501
Copyright © 2020 United Credit Union
We will be closing Tuesday, April 30th at 1pm
We will be closed Wednesday, May 1st all day
Reopen May 2nd as Midland CU 8:30am-5pm
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