Vehicle Loans

LoanTermsRate
New Automobile100% of purchase price4.50% APR
New Automobile110% of purchase price 5.50% APR
Used AutomobileNADA value. Call for details.5.50% APR
New Recreation Vehicle1 to 60 months • 100% of purchase price 6.50% APR
New Recreation Vehicle61 to 84 months • 100% of purchase price7.50% APR
Used Recreation Vehicleup to 60 months7.75% APR
New Boat100% of purchase price6.00% APR
Used BoatAve Trade value NADA Midwest edition6.50% APR
New Motorcycle100% of purchase price4.50% APR
Used MotorcycleAve Trade value NADA Midwest edition5.50% APR

Second Mortgage Loans

LoanTermsRate
5 years80% loan to value • No account relationship discounts5.25% APR
10 years80% loan to value • No account relationship discounts6.25% APR
15 years80% loan to value • No account relationship discounts7.00% APR

Other Loans

LoanTermsRate
Signature Loans1 to 18 months
10% shares pledge on amount borrowed
11.00% APR
Signature Loans19 to 36 months
10% shares pledge on amount borrowed
13.75% APR
Term Notes5x rewrite 3-6-12 month term • no account relationship discount • $10,000 cap on sig Ave Trade Value NADA • not on new vehicles14.00% APR
Other Secured Loans8.50% APR

Account Relationship Discounts

  • 0.25% off loan interest rate if member has good share draft account with 3 months of history
  • 0.25% off loan interest rate if member has been in good standing for 3 years or more
  • 0.50% off loan interest rate for repayment by direct deposit/allotment.

Maximum account relationship discount 1.00% off loan interest rate

Rates effective as of April 2016