Share & CD Pledge Loans

A Share Pledge or CD Pledge is a loan pledged against a savings account or share certificate of deposit with United Credit Union. Funds equal to the balance of the loan are frozen in the savings/certificate account. As the loan balance is paid down, funds are released back into your available balance. On share certificate pledge loans, the loan term is up to the maturity date of the certificate.

For a list of all of our current loan rates, click here.