Traditional Individual Retirement Accounts (IRAs)

Saving for retirement has become more important than ever. With a United Credit Union Individual Retirement Account (IRA), you are investing wisely and securely for your future.

United Credit Union charges no maintenance fees or commissions. Every dollar you contribute builds up your retirement savings.

And, as with all United Credit Union members’ deposits, Traditional IRAs are insured to $250,000 by the National Credit Union Administration, an agency of the U.S. Government.

Individual Retirement Accounts permit members to set aside money each year, with earnings tax-deferred until withdrawals begin at age 59 1/2 or later (or earlier, with a 10% penalty). The exact withdrawal amount depends on the year and your age.